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Interest Rate Change – February 2026
On Tuesday 3 February 2026, the Reserve Bank of Australia (RBA) announced an increase of 0.25%p.a. to the official cash rate. Following this, we have reviewed the interest rates applicable to our variable and fixed rate home loans and advise that the rates will increase by up to 0.50%p.a. for new loans effective from 6 February 2026, with increases of up to 0.36%p.a. for existing variable rate mortgage holders effective from 18 March 2026.
Unity Bank CEO Transition
The Board of Unity Bank is pleased to announce that following the successful merger of G&C Mutual Bank and Unity Bank in March 2025, the long-planned transition of CEOs took effect this week.
G&C Mutual Bank Community Support Package
With the recent Queensland floods and Victorian bushfires, we stand prepared with G&C Mutual Bank's Community Support Package to assist you.
* The 3, 6 & 9-month & 1-year special rates are available for individual investors (including joint accounts by individuals) and SMSF accounts only. For all other investors, a competitive rate will be offered on application.
Footnotes:
- 1 These rates apply to retail deposits only. Where funds are withdrawn from a term deposit account prior to maturity, a reduction to the interest rate will be applied dependent on the time left until maturity. For more details please refer to our Account and Access Facilities Terms and Conditions. For terms outside of the advertised rates, call 1300 364 400 or visit your local Service Centre for more details.
- 2 Eligibility criteria, terms and conditions and fees and charges apply.
- 3 Comparison rate based on $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.
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