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Competitive interest rate
100% offset account
Unlimited redraws5 and extra repayments
Take control of your first home purchase with our low-interest rate variable home loan. Everything you need is here to get you started, making it easier than ever to begin your home ownership journey.
Special Offer
For a limited time, we have a number of home loan special offers* featuring a low interest rate and valuation fees waived up to $1000. It all adds up to simply great value.
Owner Occupied (Principal & Interest)
Interest Rate1 | Comparison Rate2 | |
First Home Buyer Loan | 5.74% p.a. | 5.79% p.a. |
Home Loan Features |
|
---|---|
Minimum loan amount : | No minimum |
Maximum LVR : | 80% |
Maximum LVR with Lenders Mortgage Insurance : | 95% (subject to approval) |
Get Ahead Start Guarantor (borrow up to 100% LVR) : | Yes |
Maximum loan term : | 40 years |
Interest calculation : | Calculated daily, charged monthly |
Repayment type : | Principal & Interest only |
Repayment frequency : | Weekly, fortnightly or monthly |
Establishment fee : | $0 |
Monthly loan fee : | $0 |
Extra repayments : | Unlimited |
Interest offset : | Yes |
Redraw : | Yes |
Loan preparation fees : | At cost |
Increase/top up : | Yes |
Our First Home Buyer Loan has achieved great success being independently recognised by finance industry experts Canstar and Mozo, for achieving great value, flexibility and innovative features.
Established in 1959, G&C Mutual Bank has since grown to be one of Australia’s strongest member-owned financial institutions. We are a member focused, values-driven organisation where member interests are not in conflict with shareholder interests. We’re a bank for you, the people you work with, and the people you know. A more rewarding community bank for everybody. It's your bank, because you own it.
*Special offer only available for new security. Not available for existing G&C Mutual Bank loans. Offer may be amended or withdrawn at any time.