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Fair Rate Personal Loan

Sometimes you just need a little extra help to achieve your goals faster. Our Fair Rate Personal Loan can help to fund or partially fund holidays and travel, buying a car, debt consolidation, renovations, wedding plans, growing family or unexpected medical bills.

 

Our Fair Rate Personal Loan is unlike most personal loans from large financial institutions where a standard rate is generally applied. The rate on our Fair Rate Personal Loan is guided by your credit worthiness - so you may be rewarded with a better rate based on your borrowing history.

 

If we determine that you have an excellent credit score and a good borrowing record, you could be eligible for our Diamond Rate.

 

Diamond Rate from:

7.99 % p.a. Interest rate 8.20 % p.a. Comparison rate
Tier Interest Rate Comparison Rate
Diamond 7.99% p.a. 8.20% p.a.
Emerald 9.99% p.a. 10.21% p.a.
Sapphire 10.99% p.a. 11.21% p.a.
Ruby 12.99% p.a. 13.21% p.a.
Opal 16.99% p.a. 17.22% p.a.

Product Features:

Personal Loan Features
Minimum loan amount : $1,000
Maximum loan term : 7 years
Interest charges : Calculated daily, charged monthly
Repayment type : Principal & Interest
Repayment frequency : Weekly, fortnightly or monthly
Extra repayments : Unlimited
Establishment fee : $150
Monthly loan fee : $0
Early termination fee : $0
Redraw : Yes
In principle approval : Yes
Increase/top up : Yes

Personal loan calculators

Use our personal loan calculators to understand your borrowing power and what your monthly repayment commitments may be.

We're ready to help you

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Eligibility criteria, terms & conditions and fees & charges apply.

Footnotes:

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In the spirit of reconciliation G&C Mutual Bank acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. We support the Uluru Statement from the Heart to achieve justice, recognition and respect for First Nations people.


Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review G&C Mutual Bank's Terms and Conditions before acquiring the product.

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